Business Finance and Advice

When you need someone in your corner to help you with equipment financing, commercial loans and any other business finance.

Business borrowing is complex and depends upon a number of factors, such as how the transaction is presented to banks and their exposure to similar lending with other businesses. With your own Astute expert, you can focus on your core business whilst our specialists work out which institution can help.

Commercial Finance

Astute’s reputation in the commercial finance market is one of quality. Comprising 1st and 2nd tier Australian Banks, plus a range of specialist lenders, our lender panel is designed to meet a broad range of client needs.

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Equipment Finance

Astute’s key point of difference is that we actually understand the equipment finance market. This has allowed us to build a market leading lender panel which caters for a diverse range of your clients’ personal and business needs.

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Interested in insuring your equipment? Discover the options available.

Commercial Finance

Business borrowing is complex and depends upon a number of factors, such as how the transaction is presented to banks and their exposure to similar lending with other businesses. With your own Astute expert, you can focus on your core business whilst our specialists work out which institution can help.

We have a network of industry-leading specialist brokers with extensive knowledge in many higher level lending structures. They also know how vital their ability to make a deal is for your business.

Grow your business with the help of an Astute broker today. We can assist with: Business Investment, Commercial Property, Development Finance, Specialist Cash Flow Solutions and Self-Managed Super Funds.

Astute has experience in specialist industries and can support your growth plans no matter your needs:

  • Agriculture, Forestry & Fishing
  • Education
  • Energy
  • Finance
  • Government
  • Health & Medical
  • Hospitality
  • Manufacturing
  • Mining & Construction
  • Retail & Wholesale Trade
  • Transport and Storage
Bank Guarantee
A Bank Guarantee is an alternative to providing a deposit or bond directly to a supplier or vendor. It is an unconditional undertaking given by the bank, on behalf of our customer, to pay the recipient of the guarantee the amount of the guarantee on written demand. Bank Guarantees require security in the form of cash held on deposit with the bank, or real estate of a type and value acceptable to the bank.

Equipment Finance

At Astute we can finance just about anything for business or personal use.

  • Trucks and Heavy Vehicles
  • Cars and Motorcycles
  • Earthmoving Equipment
  • Industrial Plant and Machinery
  • Marine Vessels and Boats
  • Agricultural and Farming equipment
  • Computers, IT and Phone Equipment
  • Healthcare, Scientific / Medical Equipment
  • New Business Start-Up

Things to consider when seeking finance for your business:

  • The correct product – Commercial Hire Purchase/ Chattel Mortgage / Lease?
  • The correct structure – term / balloon or no balloon?
  • The ability to obtain a quick and easy online approval and loan documentation?
Lease Finance
The financier pays the full amount of the invoice. You cannot have any equity in a lease transaction (invoice is made out to the financier for delivery to your company), the quotation (repayments and residual value) are calculated on the total cost of the goods less the GST on the invoice up to the luxury car limit.Each repayment and the residual value attract GST and you would claim the GST per payment in your quarterly BAS statement. The financiers lease document is their TAX INVOICE. Lease payments and residual value noted in the document are inclusive of GST. If you repay the agreement prior to the expiry date the payout figure is inclusive of GST and financier will forward a Tax Invoice for payout when finalizing the account. If the agreement is repaid in terms of original arrangements GST is noted as stated in their agreement. For company tax purposes you would claim the lease payment exclusive of GST – but for luxury vehicles you should verify with your accountant. For BAS purposes you would claim the GST portion of the installment.

Ready to apply for your loan

If we can’t get it APPROVED nobody can!

Our exclusive Team of Lending Experts will match your financial preferences with up to 30 lenders who have the right loan products to meet your needs. Our lenders will contact you and compete for your business no matter where you reside in Australia. It doesn’t matter what type of finance you need. With over 80 years combined experience‚ there is absolutely no time like the present to contact Astute Brisbane Central.

If you know what type of loan you require Apply online now