Young Adult Financial Planning

There's a long road ahead. Engaging young adult financial planning as early as possible will allow you to become financially educated and prepared for what the future brings. Small efforts now will result in big results down the track. Get started today.

Your Financial Journey Has Just Started

Now that you’re earning some cash for yourself you have come to the point in life where planning for the future becomes increasingly important. With so many pathways to go down, deciding what to do next with your money is more stressful and confusing than you first thought. Investing, budgeting, and spending all become too blurry and often shelved because it's never worked the way you planned.

Seeking assistance from an advisor may seem daunting, but the investment in learning important financial strategies will allow for fewer headaches in the future.

Our advisors provide wealth management for young adults in the following ways:

  • Making your cash flow strategy work for you
  • Help you create and achieve realistic financial goals
  • Educate you on what you can do to get ahead of your peers
  • Warn you of potential impacts you may not see coming

The road to a successful financial journey begins here.

Cartoon of a lady sunbaking on the beach.
Cartoon of a couple holding a cassette boombox.

Common issues when starting wealth management for young adults

1. You have multiple superannuation accounts and don't know what to do with them.

Very few young adults even contemplate the thought of superannuation, by looking at it now in your 20's you can fully take advantage of the potential growth of the superannuation environment.

2. Struggling to understand personal finance.

A Google search is complicated and misleading and by no means 'personal'. Get an expert on your team that can effectively guide you through your young adult financial planning.

3. Budgeting not working for you.

Creating a realistic budget and sticking to it may seem impossible. Our diverse approach to young adult financial planning will allow us to find a method of budgeting that works well for you.

4. You have big dreams but can't see a way of making them happen.

Dreams are meant to be big, and a carefully designed financial plan is needed to fulfill them.

5. Leaving your savings in the bank.

While this may work for older clients, millennials generally want to see their savings work a little harder to enable them save for a big holiday or their first home.

That’s where we can help.
We can make sure you avoid the common pitfalls and take positive steps.

Let our finance advisor Brisbane team help kick start your financial journey with thoughtful and effective lifetime financial advice. Reach out to us online or call 1300 761 957.        

Let Astute Guide You Through Young Adult Financial Planning

We can confidently assist with wealth management for young adults because we employ young millennials just like you. Our incredible team understand what financial aspects affect you the most at this stage in your life and we tailor our advice accordingly. Needless to say, we’re not your mum and dad’s financial advisor. Astute’s millennial advisors help you navigate the financial world from your perspective because we have lived through many of the same experiences you have. On the other hand, because we have helped many older clients we are also better equipped with practical planning for the future.

The first step in young adult financial planning is managing spending habits and excess cash flow. You may wish to track your expenses and income and then identify areas where you can cut back or maybe even remove. This will then assist with giving you more money on a weekly basis that you can repurpose for the future. By developing healthy spending and saving habits, you can reach the milestones that are important to you much quicker. Whether this is a holiday, a first home, new car, or something nice for yourself, Astute can help you reach that goal.

Millennials love money and they see the benefit of saving future the future, but they don't know where to begin. Above all else we provide education to equip you with what you need to know in order to meet your goals. Investing is a big conversation point for our millennial clients and we love helping them through the complex world to make sure their money is working for them.

We are bigger and better than searching the internet for wealth management for young adults. Don’t sell yourself short. Get in touch with a financial advisor who have continuously supplied millennials with simple solutions that enables them to reach their goals.

Transition to Retirement Guide

Success Stories

Young Adulthood

Grace came to us with no idea what her next move was in terms of her savings, Grace is in her early twenties and had been working and saving for some time. All excess money she had went into her savings account with very little interest. She worked incredibly hard to get to where she was, and was now in a position to greatly strengthen her financials with thoughtful young adult financial advice.

When Grace came to see us, she wanted her money to work a little harder for her and wanted to plan for a few overseas holidays and purchase her first car. Our wealth management for young adults team assessed her goals, tolerance to risk, and educated her on all the available platforms of investing. Together they put a plan in place that allowed Grace to purchase a car (WITH CASH) and created an investment strategy that meant her money was earning her a little bit more than her savings account.

Along our young adult financial planning with Grace, we unearthed that she had multiple super funds with a various set of fees that were eroding her retirement savings. Grace didn’t care about her superannuation because she couldn’t access the funds for more than 40 years, but once we explained the power of compounding and investing to your style of risk, she understood that she needed a superannuation plan that allowed her to stay on track to having a wealthy retirement.

What we love about Grace’s story is that she became empowered in the finance world. Through our education, she became an excellent referral source. None of her friends had engaged in specific wealth management for young adults, so we were incredibly happy to provide some of them with meaningful financial advice.

Get started today! We offer personal financial advice that covers a range of life stage financial planning. You can easily reach out to us for a no obligation discovery chat by calling 1300 761 957. To start making small changes that will lead to big returns, get in touch with our Brisbane financial advisor team.