Centrelink – How Does The Asset Test Work?
Retirees may rely on income from a number of sources, such as super pensions and investment distributions, but the age pension is an important income source that is paid to older clients who meet age and residency requirements and is subject to a means test. […]
Why life insurance premiums are increasing.
As the world changes, having certainty about your cover has never been more important. From our research, customers told OnePath Life they found Life Insurance: Complicated Something we do not like to think about One of life’s many expenses. For this reason, I’m reaching out […]
Aged Care and the Federal Budget
Not unexpectedly, the Federal Budget handed down this evening did not introduce major structural reform to superannuation, social security, taxation or aged care. It was a Budget focussed on getting people back into jobs and encouraging infrastructure spend. With the Royal Commission into Aged Care […]
Federal Budget 2020
Originally scheduled for release on 12 May 2020, the delayed Federal Budget was released at 7:30pm on 6 October 2020, the delay having resulted from Australia’s, and indeed the rest of the world’s health and economic attention being diverted to managing the Coronavirus pandemic Last […]
Aged care and the family home
Using the family home to fund aged care can be a complicated decision, with many interdependent factors to consider. Working out what to do with your family home when you’re getting ready to move into residential aged care is one of the biggest decisions you […]
We are in a recession but what does it mean
The Covid 19 Crisis has had a very costly impact on our economy as a whole many countries have been pushed into recession including us here in Australia. But what does this mean?In Australia, a recession is often defined as two consecutive quarters (or six […]
A Fresh Approach To Property Management
Terms & Conditions The landlord agrees that the Management Fee will be 0% for a 6 month (180 Days) period from either the take over of management from another agency or from the commencement of advertising the property for lease with Hot Property Management. Once […]
Guide to eliminating debt on death or disability
Personal loans, home loans, mortgages, credit cards, lines of credit, hire-purchase, interest-free purchases; it doesn’t matter what you call it, it’s debt and most of us have plenty of it. It has paid for our homes and often our cars, clothes, furniture, and children’s education. […]
Insurance Solutions for Small Business
Trying to work out exactly what type and how much insurance your business needs can be complex, time-consuming and overwhelming. The wrong cover could be costing you money or, if you’re underinsured, be devastating if things do go wrong. Our General Insurance brokers do more […]
The HomeBuilder program
Over the last week, you may have seen the announcement of the government’s HomeBuilder grants, which will be facilitated through your State or Territory Revenue Office. This new scheme provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new […]