Federal Budget 2020
Originally scheduled for release on 12 May 2020, the delayed Federal Budget was released at 7:30pm on 6 October 2020, the delay having resulted from Australia’s, and indeed the rest of the world’s health and economic attention being diverted to managing the Coronavirus pandemic Last […]
Aged care and the family home
Using the family home to fund aged care can be a complicated decision, with many interdependent factors to consider. Working out what to do with your family home when you’re getting ready to move into residential aged care is one of the biggest decisions you […]
We are in a recession but what does it mean
The Covid 19 Crisis has had a very costly impact on our economy as a whole many countries have been pushed into recession including us here in Australia. But what does this mean?In Australia, a recession is often defined as two consecutive quarters (or six […]
A Fresh Approach To Property Management
Terms & Conditions The landlord agrees that the Management Fee will be 0% for a 6 month (180 Days) period from either the take over of management from another agency or from the commencement of advertising the property for lease with Hot Property Management. Once […]
Guide to eliminating debt on death or disability
Personal loans, home loans, mortgages, credit cards, lines of credit, hire-purchase, interest-free purchases; it doesn’t matter what you call it, it’s debt and most of us have plenty of it. It has paid for our homes and often our cars, clothes, furniture, and children’s education. […]
Insurance Solutions for Small Business
Trying to work out exactly what type and how much insurance your business needs can be complex, time-consuming and overwhelming. The wrong cover could be costing you money or, if you’re underinsured, be devastating if things do go wrong. Our General Insurance brokers do more […]
The HomeBuilder program
Over the last week, you may have seen the announcement of the government’s HomeBuilder grants, which will be facilitated through your State or Territory Revenue Office. This new scheme provides eligible owner-occupiers (including first home buyers) with a grant of $25,000 to build a new […]
Managing cashflow when the home won’t sell
COVID-19 has turned everyone’s world upside down – and the implications are widespread. People moving into, or already living in, aged care are feeling the stress with implications around how to manage the former home. A move into residential aged care often leaves the former […]
Accessing your super COVID -19
From 20 April 2020, people affected by the COVID-19 pandemic may be eligible to apply to access up to $10,000 of their super in 2019-20 and a further $10,000 in 2020-21. In the main, superannuation benefits are preserved. That is, they cannot be accessed until […]
Income Protection 101
There’s not much you can do without an income. In monetary terms, your ability to earn an income is your biggest asset by far – which is why income protection is so important. When you’re protecting your biggest asset, there are 3 things you need […]